Free resource
Mortgage Preparation Starter Checklist
A short, free checklist covering the paperwork and figures most people are asked for, so you can see what you already have and what is missing.
How the free download works
This is a 3-page printable PDF for the start of mortgage preparation, with a tick-box checklist, questions worth asking a qualified adviser and space for your own priorities.
Submit the short request form below and the download button appears on this page. Nothing is emailed, so save the PDF before you leave. Marketing consent is separate, optional and never required for the download.
Please do not include confidential financial information.
Who it's for
Anyone at the very start of preparing for a mortgage application who wants a simple, no-cost starting point before deciding whether a fuller workbook would help.
What it helps you do
- See the usual evidence categories in one page instead of guessing
- Spot obvious gaps early, while there is still time to fix them
- Arrive at an adviser conversation with your own information organised
What's inside
- Page 1: a short introduction explaining what the checklist is for and the educational-only boundary
- Page 2: a tick-box preparation checklist grouped into identity and address, income and work, deposit and funds, banking and commitments, and credit-file preparation
- Page 2 also: four questions worth asking a qualified adviser, plus space to write your own three preparation priorities
- Page 3: pointers to independent sources (MoneyHelper, the FCA, GOV.UK and nation-specific guidance) and a short editorial note
Free things to try next
Optional educational preparation resources. Nothing here is mortgage advice, a lender or product recommendation, an eligibility assessment or a prediction of whether an application would be accepted.
- Mortgage Preparation Starter Checklist
Your answers span more than one area of preparation. This free starter checklist is a simple way to see the usual paperwork and questions in one place before you decide what to tackle next.
- Readiness checker
Eight broad preparation questions. It never says whether you would be eligible, approved or declined.
Questions
- How do I get the free checklist?
- Enter your email address on this page and the download button appears on-screen immediately afterwards. Email delivery is not enabled yet, so nothing arrives in your inbox — save the PDF when the button appears.
- Do I have to agree to marketing emails to download it?
- No. The marketing consent box is separate, optional and unticked by default. The download does not depend on it.
- Is this mortgage advice?
- No. Every resource here is educational preparation material. It does not assess your eligibility, recommend a lender or product, or predict whether an application would be accepted. For advice about your own circumstances, contact a suitably qualified FCA-authorised mortgage adviser directly.
Back to all preparation resources.